Many UK households are struggling to make ends meet in 2025 as the cost of living continues to rise, especially with energy bills set to increase again on January 1.
The cold winter months make this even harder for families who already feel the pressure of higher costs for everyday necessities like food, heating, and housing. However, there is help available through grants and support programs that can make a big difference for those in need.
One important source of support is the **Household Support Fund (HSF)**, which was first introduced by the government in October 2021 to help vulnerable households pay for essential expenses. This fund has been extended multiple times and will now be available until March 2025.
The Department for Work and Pensions (DWP) has allocated an extra £421 million to councils in England to distribute, with additional funding given to local governments in Scotland, Wales, and Northern Ireland. The aim of the fund is to help people cover essential costs like energy bills, food, and rent.
Every council has the flexibility to decide how they use their share of the funds, so the type of support can differ depending on where you live.
For example, some councils offer direct cash payments to households. Birmingham provides hardship payments of £200 to help families cope with rising costs. In Blackpool, households can receive £200 if there are one or two people in the home, or £300 for households with three or more occupants.
Coventry allows residents to apply for energy and water bill support up to three times in six months. Some councils also help with buying essential appliances like fridges, ovens, or freezers. In emergencies, they may even assist with rent payments if other schemes cannot provide the needed help. Others run voucher programs to help families afford food or other basic necessities.
The good news is that the Household Support Fund is open to anyone struggling financially. You don’t need to be receiving benefits to qualify, and if you already get benefits, getting help from this fund won’t affect them. The government has made it clear that the fund is there for anyone who finds it difficult to pay for essentials, regardless of their current situation.
To find out if you qualify for help, the first step is to contact your local council. Each council decides who is eligible for the fund and how the money will be given out. You can also visit the government’s online directory to find your local council’s website, where you’ll find all the details about the support they offer and how to apply.
This program has been designed to provide real support during difficult times. By reaching out to your local council, you can explore your options and apply for assistance that may help you cover the cost of heating your home, putting food on the table, or paying for unexpected repairs.
It’s a vital resource for households feeling the weight of rising costs and an important way to ensure that families don’t go without the essentials they need to get through these challenging months.