Millions of struggling families across the UK are about to get some much-needed financial help as new Cost of Living payments start rolling out. The government has confirmed fresh funding through the Household Support Fund, which runs until March next year, with many households expected to receive around £200 in support.
This lifeline can be used to cover essentials like heating bills (whether you use gas, electricity or even oil), water costs, and basic groceries. Local councils will be distributing the money in various ways – some as direct cash payments, others as vouchers – with applicants likely to hear back within the next couple of months.
While the help is welcome, there are some important limitations to be aware of. The fund can’t be used for mortgage payments, though homeowners can still claim for other essentials. If you’re struggling with rent, you’ll need to look at Housing Benefit or Universal Credit instead, as this scheme isn’t designed for ongoing housing costs.
The government says the money is specifically targeted at vulnerable households facing genuine hardship. Councils across England are now working out how to allocate their share of the funding, so if you’re struggling to make ends meet, it’s worth checking with your local authority to see what support might be available in your area.
This extension of the Household Support Fund comes as many families continue to feel the pinch from high energy bills and food prices, though critics argue more needs to be done to address the root causes of the cost of living crisis. For those eligible, the payments could make a real difference in covering basic necessities through these challenging economic times.
